Looking for a DSCR loan in North Carolina? These are the investor rental lenders whose published DSCR program footprint includes the state, with each program's requirements side by side. Lenders that do not publish a state list are left out here but appear in the national matrix.
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Data last updated Oct 4, 2026. Guidelines are published by lenders and may have changed since.
18 of 18 programs. Click a column to sort; unpublished values (—) sort last. State filter only matches programs with a published footprint.
| Also takes | ||||||||
|---|---|---|---|---|---|---|---|---|
| A&D Mortgage DSCR | No ratio | 620 | 80% | 75% | $75k | $3.5M | Auto-checked Oct 2026 | STRNo-ratio49 states |
| A&D Mortgage Foreign National DSCR | <1.0 ok | 660 | 75% | 70% | $75k | $3M | Auto-checked Oct 2026 | FN49 states |
| Carrington Wholesale Carrington Investor Advantage (DSCR) | 1.00 (<1.0 ok) | 620 | 85% | 75% | $100k | $3M | Auto-checked Oct 2026 | STRNo-ratio51 states |
| Champions Funding Accelerator DSCR 1-4 Unit | 1.00 (<1.0 ok) | 600 | 80% | 75% | $100k | $3M | Auto-checked Oct 2026 | STRNo-ratio49 states |
| Champions Funding Equity First DSCR | No ratio | — | 55% | 55% | $125k | $1.5M | Auto-checked Oct 2026 | FNNo-ratio37 states |
| CoreVest Finance 30-Year DSCR Loan (Single Rental) | 0.80 (<1.0 ok) | 640 | 80% | — | $75k | — | Auto-checked Oct 2026 | FN47 states |
| CoreVest Finance Short-Term Rental Loan | — | — | 70% | — | $500k | — | Auto-checked Oct 2026 | STR47 states |
| Defy Mortgage DSCR Loans | 1.00 (<1.0 ok) | 640 | 85% | 80% | $75k | — | Auto-checked Oct 2026 | STRFN39 states |
| Dominion Financial Services DSCR Rental Loans | — | 660 | 80% | 75% | — | — | Auto-checked Oct 2026 | STR50 states |
| Easy Street Capital EasyRent DSCR | <1.0 ok | 640 | 80% | 75% | $100k | $3.5M | Auto-checked Oct 2026 | STRFN49 states |
| Griffin Funding DSCR Loan | No ratio | 620 | 85% | 80% | $100k | $4.5M | Auto-checked Oct 2026 | STRNo-ratio51 states |
| LendingOne DSCR Rental Loan | <1.0 ok | — | 80% | 75% | $85k | $2M | Auto-checked Oct 2026 | STR47 states |
| Lima One Capital Rental30 (Single Family Rental, 1-4 units) | 1.00 | 660 | 80% | 75% | $85k | $2.5M | Auto-checked Oct 2026 | FN47 states |
| Lima One Capital Short-Term Rental Loan | 1.30 | 700 | 75% | 70% | $75k | $2.5M | Auto-checked Oct 2026 | STR47 states |
| Luxury Mortgage Corp. Simple Access - Investor Cash Flow (DSCR) | 1.00 (<1.0 ok) | 620 | 80% | 75% | $150k | $4M | Auto-checked Oct 2026 | STR48 states |
| New Silver DSCR Rental Loans | <1.0 ok | 660 | 80% | — | $150k | $3M | Auto-checked Oct 2026 | STR51 states |
| Roc Capital Single Property Rental | 1.05 | 660 | 80% | 75% | $75k | $2M | Auto-checked Oct 2026 | FN48 states |
| Temple View Capital DSCR Rental Loan Program | 0.75 (<1.0 ok) | 660 | 80% | — | $55k | $2.5M | Auto-checked Oct 2026 | STRFNNo-ratio48 states |