Looking for a DSCR loan in Kentucky? These are the investor rental lenders whose published DSCR program footprint includes the state, with each program's requirements side by side. Lenders that do not publish a state list are left out here but appear in the national matrix.
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Data last updated Oct 4, 2026. Guidelines are published by lenders and may have changed since.
18 of 18 programs. Click a column to sort; unpublished values (—) sort last. State filter only matches programs with a published footprint.
| Also takes | ||||||||
|---|---|---|---|---|---|---|---|---|
| A&D Mortgage DSCR | No ratio | 620 | 80% | 75% | $75k | $3.5M | Auto-checked Oct 2026 | STRNo-ratio49 states |
| A&D Mortgage Foreign National DSCR | <1.0 ok | 660 | 75% | 70% | $75k | $3M | Auto-checked Oct 2026 | FN49 states |
| Carrington Wholesale Carrington Investor Advantage (DSCR) | 1.00 (<1.0 ok) | 620 | 85% | 75% | $100k | $3M | Auto-checked Oct 2026 | STRNo-ratio51 states |
| Champions Funding Accelerator DSCR 1-4 Unit | 1.00 (<1.0 ok) | 600 | 80% | 75% | $100k | $3M | Auto-checked Oct 2026 | STRNo-ratio49 states |
| Champions Funding Equity First DSCR | No ratio | — | 55% | 55% | $125k | $1.5M | Auto-checked Oct 2026 | FNNo-ratio37 states |
| CoreVest Finance 30-Year DSCR Loan (Single Rental) | 0.80 (<1.0 ok) | 640 | 80% | — | $75k | — | Auto-checked Oct 2026 | FN47 states |
| CoreVest Finance Short-Term Rental Loan | — | — | 70% | — | $500k | — | Auto-checked Oct 2026 | STR47 states |
| Defy Mortgage DSCR Loans | 1.00 (<1.0 ok) | 640 | 85% | 80% | $75k | — | Auto-checked Oct 2026 | STRFN39 states |
| Dominion Financial Services DSCR Rental Loans | — | 660 | 80% | 75% | — | — | Auto-checked Oct 2026 | STR50 states |
| Easy Street Capital EasyRent DSCR | <1.0 ok | 640 | 80% | 75% | $100k | $3.5M | Auto-checked Oct 2026 | STRFN49 states |
| Griffin Funding DSCR Loan | No ratio | 620 | 85% | 80% | $100k | $4.5M | Auto-checked Oct 2026 | STRNo-ratio51 states |
| LendingOne DSCR Rental Loan | <1.0 ok | — | 80% | 75% | $85k | $2M | Auto-checked Oct 2026 | STR47 states |
| Lima One Capital Rental30 (Single Family Rental, 1-4 units) | 1.00 | 660 | 80% | 75% | $85k | $2.5M | Auto-checked Oct 2026 | FN47 states |
| Lima One Capital Short-Term Rental Loan | 1.30 | 700 | 75% | 70% | $75k | $2.5M | Auto-checked Oct 2026 | STR47 states |
| Luxury Mortgage Corp. Simple Access - Investor Cash Flow (DSCR) | 1.00 (<1.0 ok) | 620 | 80% | 75% | $150k | $4M | Auto-checked Oct 2026 | STR48 states |
| New Silver DSCR Rental Loans | <1.0 ok | 660 | 80% | — | $150k | $3M | Auto-checked Oct 2026 | STR51 states |
| Roc Capital Single Property Rental | 1.05 | 660 | 80% | 75% | $75k | $2M | Auto-checked Oct 2026 | FN48 states |
| Temple View Capital DSCR Rental Loan Program | 0.75 (<1.0 ok) | 660 | 80% | — | $55k | $2.5M | Auto-checked Oct 2026 | STRFNNo-ratio48 states |