Programs that state a no-ratio or no-DSCR option, where the loan is made without a minimum coverage test. These usually cap LTV lower than the standard program.
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Enter the rest of the deal to see which of these programs it fits.
Match my dealData last updated Oct 4, 2026. Guidelines are published by lenders and may have changed since.
11 of 11 programs. Click a column to sort; unpublished values (—) sort last. State filter only matches programs with a published footprint.
| Also takes | ||||||||
|---|---|---|---|---|---|---|---|---|
| A&D Mortgage DSCR | No ratio | 620 | 80% | 75% | $75k | $3.5M | Auto-checked Oct 2026 | STRNo-ratio49 states |
| American Heritage Lending DSCR Rental Loans | No ratio | 660 | 85% | — | — | — | Auto-checked Oct 2026 | STRFNNo-ratioFootprint n/p |
| Angel Oak Mortgage Solutions DSCR Loan (Investor Cash Flow) | No ratio | 680 | 85% | — | $100k | $3M | Auto-checked Oct 2026 | STRNo-ratioFootprint n/p |
| Carrington Wholesale Carrington Investor Advantage (DSCR) | 1.00 (<1.0 ok) | 620 | 85% | 75% | $100k | $3M | Auto-checked Oct 2026 | STRNo-ratio51 states |
| Champions Funding Accelerator DSCR 1-4 Unit | 1.00 (<1.0 ok) | 600 | 80% | 75% | $100k | $3M | Auto-checked Oct 2026 | STRNo-ratio49 states |
| Champions Funding Equity First DSCR | No ratio | — | 55% | 55% | $125k | $1.5M | Auto-checked Oct 2026 | FNNo-ratio37 states |
| Express Capital Financing DSCR Loans | 1.00 | 650 | 85% | 75% | $50k | $3M | Auto-checked Oct 2026 | FNNo-ratio49 states |
| Griffin Funding DSCR Loan | No ratio | 620 | 85% | 80% | $100k | $4.5M | Auto-checked Oct 2026 | STRNo-ratio51 states |
| HomeXpress Mortgage InvestorX DSCR (1-4 unit) | No ratio | 620 | 80% | 80% | — | $2.5M | Auto-checked Oct 2026 | STRFNNo-ratioFootprint n/p |
| Lendz Financial DSCR (1-4) | No ratio | 620 | 85% | — | — | $5M | Auto-checked Oct 2026 | STRNo-ratioFootprint n/p |
| Temple View Capital DSCR Rental Loan Program | 0.75 (<1.0 ok) | 660 | 80% | — | $55k | $2.5M | Auto-checked Oct 2026 | STRFNNo-ratio48 states |